Independent appraisals increase the settlement value by an average of over 25%
Insurance adjusters undervalue 9 out of 10 claims. Don't settle without knowing your vehicle's true market value. Get an independent data-backed appraisal to level the playing field.
*Texas Department of Insurance (2024)
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Based on 158 live comparable listings from recent market data
| Photo | Vehicle | Mileage | Price | Days | Dealer |
|---|---|---|---|---|---|
2021 BMW X3 30i | 67,095 mi | $23,077 | 149 | Trolley Square Auto | |
2021 BMW X3 30i | 67,419 mi | $22,963 | 188 | Nucar | |
2021 BMW X3 30i | 66,622 mi | $23,502 | 35 | Habberstad Bmw |
Insurers employ streamlined valuations aligned with their operational priorities—often undervaluing claims by over 27%. Securing an independent appraisal beforehand not only elevates your average settlement amount but also reduces resolution times by 20-30%, expediting access to your fair compensation efficiently.
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Data-backed advantages that put you in control of your settlement
Independent appraisals increase payouts by an average of over 20% across 2023-2025 total loss cases.
Policyholders see a median increase of over 30% proving ROI and value of an independent vehicle appraisal.
Informed disputes with independent data cut negotiation times by over 20%.
Invoking appraisal often prompts insurers to raise offers before formal process, avoiding court.
Appraisal clauses provide enforceable third-party decisions (appraiser + umpire) in 30-90 days, standard in most U.S. policies.
With total losses at 22.6% of claims (up 0.9 pts YoY) and used values falling to $13,445, total losses are more frequent than ever before.
Independent appraisers factor local trends potentially ignored by national models utilized by carriers.
Provides documented evidence to counter initial offers, often settling pre-appraisal.
Start with your vehicle information